
Every day, families across the country face foreclosure because the unexpected happened and they didn’t have a plan. Don’t let that happen to yours.
No Medical Exam Required
Simple
Peace of Mind
Every day, families across the country face foreclosure because the unexpected happened and they didn’t have a plan. Don’t let that happen to yours.
No Medical Exam Required
Simple
Peace of Mind

Every day, families across the country face foreclosure because the unexpected happened — and they didn’t have a plan. Don’t let that happen to yours.

Mortgage protection helps make sure your home stays with your family — not the bank — no matter what life brings

“After my husband passed unexpectedly last year, the mortgage protection policy we put in place allowed me and my kids to stay in our home without worrying about the payments. I can’t imagine what would have happened without it. The process was simple, and the peace of mind is priceless.”
— Jessica M., Florida

“We’re both in our early 30s with a new baby on the way. Knowing that our home is protected if something happens to either of us gives us one less thing to stress about. The quote process was super quick — no medical exam, no hassle.”
— Carlos & Mia R., Texas

I was surprised how easy it was to get coverage without a medical exam. It took me less than five minutes to apply, and the team answered all my questions right away. Now I know my wife won’t have to worry about the house if anything happens to me.”
— Derek P., California

“When I was diagnosed with a serious illness, the mortgage protection plan we chose helped cover the payments while I focused on my recovery. I never thought I’d actually need it, but I’m so grateful we had it in place.”
— Angela W., Ohio
It’s coverage that pays your mortgage balance if you pass away or become seriously ill, so your family can stay in their home.

No. Most of our plans require no medical exam at all.

It depends on your mortgage balance and your family’s needs. The form above helps you get a fast, accurate estimate.

Your coverage is flexible and can adjust as your situation changes.

It’s coverage that pays your mortgage balance if you pass away or become seriously ill, so your family can stay in their home.

No. Most of our plans require no medical exam at all.

It depends on your mortgage balance and your family’s needs. The form above helps you get a fast, accurate estimate.

Your coverage is flexible and can adjust as your situation changes.

Policy Type: From term to permanent, each offers unique benefits.
Flexibility: Options for adjustable premiums or added riders.
Coverage Amount: Enough to protect loved ones from financial strain.

Policy Type: From term to permanent, each offers unique benefits.
Flexibility: Options for adjustable premiums or added riders.
Coverage Amount: Enough to protect loved ones from financial strain.


Disclaimer: The information provided on this website is not intended as investment or financial advice, or as a recommendation to purchase any specific product. It is recommended to always consult a licensed financial or insurance professional before investing or purchasing any financial product. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees, and Withdrawal provisions vary by product and may be subject to change without notice. Agents & Brokers at Direct Mutual Life, LLC are licensed in all states. Depending on your eligibility for insurance, you understand and accept that your information may be transmitted to a licensed insurance agent from Ethos, or an independent insurance agent, who may contact you to provide assistance. You agree to receive phone calls, texts, or emails from these agents even if you are on the National Do Not Call Registry. Direct Mutual Life partners with Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. License information is listed at https://www.ethoslife.com/licenses. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
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